Most of our clients come to us because they’re tired of asking themselves these questions over and over and over again. You want clarity, a clear vision into your future. You want to know how much retirement income your portfolio will provide, you want to know exactly what you need to earn on your investments to provide that income, and you want to know how to manage your taxes, but there’s so much information it’s hard to figure out what to do! Sound familiar?
You need an advisor and a firm that doesn’t push products. You need advice!
What do we do?
Everyone’s financial journey is unique, and yours is no exception. We bring clarity to those annoying questions you’re trying to answer!
Tax Planning
We look at now as well as the future and the impact current and/or increased taxes will have on your plan, then I provide advice on how to mitigate taxes if necessary!
Retirement Income
Our liability-driven cash flow planning helps you navigate the pitfalls of long-term retirement income planning. You won’t lose sleep over market volatility because you’ll have a system to manage it!
Estate Planning
Are your key documents up to date? Wills, trusts, powers of attorney? Take advantage of our platform that helps you get these documents completed/updated at no additional cost!
Roth Conversion Analysis
Does it make sense? As a CPA, I’ve prepared thousands of Roth conversion analysis and I can tell you, with clarity, whether or not it’s right for you!
Personal Benchmarking
Wouldn’t it be nice to know exactly what your investments need to earn to fund your retirement and then have a portfolio built specific to your cash flow needs?
A little bit about Chris
I am easily my least favorite topic, but you need to know who I am and why you may want to hire me, so here goes…
As I mentioned above, I am a CPA, financial planner and my specialty is assisting pre-retirees and retirees minimize taxes, maximize retirement income, protect assets, and, if desired, leave a legacy for loved ones. I have over 25 years of experience assisting clients in these areas, and I am good at what I do, but what I value most are the client relationships I’ve built—relationships that have become friendships. As a virtual advisor that’s no small task, but whether I’m sitting in a conference room face-to-face with a client or meeting virtually I have to provide enormous value to the clients I’m working for. And that’s an important distinction, I work for the client and I love it!
Over the last 25 years I’ve owned and operated my own tax firm and my own registered investment advisory firm, but none of that experience matters without doing a deep dive into a client’s financial situation and understanding what your biggest challenges are and how we can work together to solve those challenges.
I love what I do, and I love the people I get to serve every day!
But what will it cost?
We don’t hide it, we do need to make money, don’t we all? But we do it a little differently than most firms.
Our innovative in-house technology has rendered expensive funds and other common investment products functionally obsolete. The result is significantly more efficient investment portfolios and higher probabilities of achieving your financial plan. In addition to the below industry average management fees offered at Lifeworks, I am constantly searching for options to create more fee efficiency inside your plan. Many advisors will charge fees in excess of 1% of the value of your account. We are well below the industry average while providing tremendous value with a robust service offering.
Again, welcome to the future of advice!
But what will it cost?
We don’t hide it, we do need to make money, don’t we all? But we do it a little differently than most firms.
Our innovative in-house technology has rendered expensive funds and other common investment products functionally obsolete. The result is significantly more efficient investment portfolios and higher probabilities of achieving your financial plan. In addition to the below industry average management fees offered at Lifeworks, I am constantly searching for options to create more fee efficiency inside your plan. Many advisors will charge fees in excess of 1% of the value of your account. We are well below the industry average while providing tremendous value with a robust service offering.
Again, welcome to the future of advice!
Who's got my back?
As you’ve probably figured out, there’s no way I can do all of this alone! At Lifeworks, we believe in a team approach, and we have an amazing team of CPAs, CFPs, Portfolio Managers, and associate advisors always available to serve you. In addition, my assistant, Deborah Newman, is the absolute best!
But wait there’s more!
Our partnerships extend beyond Lifeworks and provide tremendous resources to our clients and their families. Below is a list of our professional partners:
Insurance and Advanced Planning experts
Incredible estate planning platform for our clients (at no charge to clients)
One of the most innovative and resourceful cyber protection firms in the industry
Tax preparation for our planning clients